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Terms of Use

You are allowed access to the website (the "Site") on condition that you accept these Terms of Use and the Privacy Policy by performance, i.e. by using the Site and the services it provides. All terms and conditions may be subject to change without notice being given to you. It is up to you to browse these terms from time to time to ensure that you are aware of the most recent versions.

Domicil and age

It is a condition of use that you be a citizen of the USA and be at least 18 years old.

Outgoing links

From time to time, this Site may provide links to other websites. We make no warranties or representations about any other website or the contents they contain. We have no liability for any damages or injuries arising from your use of them. Any claims you might have will be against the third parties responsible for those websites. You agree that we will not be responsible or liable for any loss or damage resulting from your use of a third party website.

User Submissions

We respect your privacy and, as described in the Site's Privacy Policy, take our responsibility to maintain data security very seriously. When you accepted these Terms of Use, you consented to the following use of the personal information you provide. As a user, we may ask you to supply personal information about yourself. This information will then be used to solicit quotations for you. We will not sell, share, or rent this information to others. But any information voluntarily supplied as a "Testimonial" may be published on the Site. Similarly, should there be a facility provided as a forum or other means to allow you to publish content, you are solely responsible for the words you post. Should any posting be found inappropriate or unlawful in any way, we have the right to edit or remove it from the Site.

Site services

This Site enables you to receive quotations from a network of insurance companies, brokers, agents, and other representatives. These quotations and other information will relate to insurance services and any current discount programs.

Disclaimer of warranties

Your use of the Site and the services offered through it are at your sole risk. The services are provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind, whether that the services are merchantable, fit for a particular purpose and non-infringing. If you seek anything more than quotations, you should contact an insurance broker or agent for more detailed information about the extent of coverage or to negotiate the premium rates.

Limitation of liability

We shall not be liable to you for any loss or damage howsoever arising and reject any and all liability in damages for loss of profits, use, data, or other intangible losses, resulting from:
(a) your use or inability to use the services offered through this Site;
(b) the cost of procuring substitute or alternative services;
(c) unauthorized access to your PC or any modification or alteration of the data stored on your hardware;
(d) your reliance on any statements made by a third party; or
(e) any other function or operation relating to the services offered through this Site.

Governing Law

The operation of this Site is governed by the relevant US State and federal laws. If you are located outside the USA, you are warned that your local laws have no relevance to the legal rights and duties arising from the use of this Site.

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We keep your personal information secure and private. To learn more about our online service and how we protect your information please visit Privacy Policy page.

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